Caldwell, Idaho 83605
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Caldwell, ID 83605

3 Beds | 1 Bath | 1,372 sq. ft.
Preforeclosure
Listing ID: 54741740
Often, the preforeclosure period is the best time to purchase a property. The process begins when a lender first notifies a borrower that his or her loan payments are behind. If a borrower has no other means to bring the payments up to date, he or she is far better served to sell the property as soon as possible before it falls into foreclosure. For more check out 'First Steps' below.
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  • Property Classification
    • Classification Id: Notice of Default
    • Classification Desc: Considered the first phase of the foreclosure process, a homeowner will receive this notice if he or she misses one or more mortgage payments in states that follow non-judicial foreclosure actions. This represents a great opportunity to purchase a home at a significantly reduced price before it is repossessed by a lender.
  • AVM Analysis
    • Valuation Estimate: $181,000
    • Disclaimer: This AVM value is not an appraisal, it is based on previous sales in the area.
  • Property Information
    • Bedrooms: 3
    • Bathrooms: 1
    • Living Area Size: 1,372
    • Lot Size: 0.26 acres
    • Year Built: 1955
    • Source ID: 199582589
    • Days On Site: 46
  • Property Tax Roll
    • Subdivision: MOUNTAIN VIEW 02
    • Parcel Number: 0417600000
    • Property Type: Single Family Dwelling
  • County Tax Roll
    • Bedrooms: 3
    • Baths: 1
    • Full Baths: 1
    • No. of Stories: 1
    • Basement Sqft: 504
    • Parking: ATTACHED GARAGE
    • Parking Sqft: 720
    • Construction Type: WOOD
    • Exterior Wall Type: WOOD SIDING
    • Roof Material: COMPOSITION SHINGLE/METAL
    • Land Area Sqft: 11,326
    • Year Built: 1955
    • APN: 0417600000
    • Property Type: Single Family Residence
    • Township: CITY OF CALDWELL
    • Living Sqft: 1,372
    • Basement Finish Type: FINISHED
    • Garage: ATTACHED
    • Subdivision: MOUNTAIN VIEW 02
  • Foreclosure Information
    • Plaintiff: Premier Mortgage Resources LLC
    • Defendant Name: HIFA LEA SMITH
    • Recording Date: 12-03-2019
  • Loan Information
    • 1st Mortgage Date: 10-10-2017
  • AVM Report
  • County Information
  • Document Center
  • Mortgage Information
    • Estimated Monthly Payment: Payment Information
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Listing History
Start Date End Date Listing Type  
01/29/20   Preforeclosure View now
01/13/20   Preforeclosure View now

FIRST STEPS:

Preforeclosures

Often, the preforeclosure period is the best time to purchase a property.

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Preforeclosure begins when a lender first notifies a borrower that his or her loan payments are behind. This notification also details the consequences that occur if payments, penalties and interest are not brought current.

In most cases, a foreclosure severely limits a borrowers future credit options. Therefore, if a borrower has no other means to bring the payments up to date, he or she is far better served to sell the property rather than to let it go into foreclosure.

If you're interested in the property, contact the borrower/owner as soon as possible. For your convenience, this contact information is located under the property's "Foreclosure Information" header.

Carefully explain that you can help him or her avoid foreclosure by purchasing their home before it is lost to the lender.

Your timely assistance can be very important. But, be sensitive to the difficulties they are facing and be prepared to close quickly.

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